Business Cash Advance - The alternative to small business loans

A Business Cash Advance (also called a credit card cash advance) is a great alternative for businesses that need extra capital but don’t want to go through the process of getting a traditional bank loan.

At Merchant Resources International, we offer credit card advance loans up to $500,000! A business cash advance has several advantages when compared to small business loans.

Here's how a business cash advance works;

• We review your credit card sales history to come up with your unsecured loan amount that works for you.
• We transfer the funds into your account within 7-10 days by purchasing a portion of your future credit card sales. This process is also known as credit card factoring
• A small percentage of your daily credit card sales are automatically used to pay back the loan. Since we use a percentage of your credit card sales, the daily payback amount adjusts depending on the amount of credit card sales you make that day.

This is how we can offer unsecured loans (loans without collateral), even if you have less than perfect credit.

Our credit card advance loan has played a key factor in helping thousands of business owners get the capital they need to keep them on the right path to a successful future.

Some of the benefits of a business cash advance include;

• Because this is an unsecured loan, there is no personal collateral involved.
• Flexible payback terms. The payback amount is based on a percentage of your daily credit card sales. When you make less that day; you pay back less that day.
• Because the business cash advance is based on your monthly credit card sales, there are many cases in which we will qualify even those with a poor credit history.
•  Uncomplicated funding process. Simply fill out our two page application and we’ll get your business approved in as little as 48 hours.
• No UCC-1 filing. Your business cash advance doesn’t show up on your TRW report or interfere with other bank loans.
• 90% approval rate. Odd are you'll get the cash you need in within 7-10 days.

How will you use your business cash advance?

Once you are approved for a credit card advance loan, the funds go straight to your bank account. You are free to use your business cash advance for all of your business needs, including;

• Purchasing inventory and supplies.
• Upgrading outdated or faulty equipment.
• Marketing and advertising to increase your business.
• Expand your business footprint.
• Working capital for day to day business transactions.
• Or just to keep your business operating smoothly.

How to apply for a business cash advance?

Applying for a credit card cash advance is easy. There is very little paper work and you are typically approved within 48 hours. Let one of our credit card advance specialist get in touch with you today and receive a free, no-obligation quote! Fill out the form on the left or call (800) 277-1750 to speak with a specialist and get the cash you need in as little as 7 days.